Commercial Property Investment Loans

Tailored Finance Solutions to Support Portfolio Growth

When your project requires significant capital—be it a multi-family development, industrial acquisition, or major commercial refinancing—you need a partner with access to global funding sources and sophisticated structuring expertise.

Our Commercial Property Investment Loan Offering

We provide specialised loan products designed for high-value transactions and complex commercial needs, focusing on optimal leverage and competitive terms.

Explore Commercial Property Investment Loan Asset Classes

Commercial Property Finance

Investing in commercial property is a big step, and your finance should be shaped around your strategy. Whether you’re buying your first asset or adding to an existing portfolio, we take the time to understand your goals, risk appetite, and long-term plans.

Simplifying Commercial Lending

Commercial lending can feel complex, with lease terms, yields, tenant strength, and property type all influencing what’s possible. We simplify the process by comparing lenders and guiding you through the details, so you can make confident, informed decisions.

Unlocking Equity for Growth

For experienced investors, we help unlock equity in existing commercial properties to fund your next purchase. We assess your portfolio, identify usable equity, and structure lending that supports growth without unnecessary pressure on your cash flow.

Built for Long-Term Investment

Our focus is on helping you continue expanding your portfolio with lending solutions designed to support your long-term investment strategy, providing clarity, flexibility, and confidence at every stage.

Frequently Asked Questions

Have another question? Please contact our team!

How much deposit do I need for a commercial property loan?

Commercial property usually requires a larger deposit than residential, with many lenders starting at 30%. The exact amount depends on the property type, lease strength, tenant type, and your overall financial position.

Do different commercial property types have different LVRs?

Yes — lenders offer different maximum LVRs depending on the asset class, such as retail, industrial, office, or specialised properties. Stronger assets with long leases and reliable tenants may qualify for higher LVRs, while specialised or higher risk properties often require a larger deposit.

Do lenders value commercial property differently from residential?

Yes — commercial valuations focus heavily on yield, lease terms, and the property’s income-producing potential. This means two similar properties can have very different valuations depending on the tenant and lease structure.

Can I use equity from another property to buy a commercial asset?

Yes — many investors use equity from residential or commercial properties to fund their next purchase. We help you understand how much usable equity you have and how it can be structured to support your investment.

Bring Your Financial Project to Life with PM Finance

Your reliable partner for securing the best rates and achieving your goals.

How Can We Help?

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