Terms of Service

Welcome to PM Finance. These Terms and Conditions govern your use of our website and related services, including loan consultations and applications. By accessing our website or using our services, you agree to these Terms. If you do not agree, please do not use our services.

1. Eligibility

By using our services, you confirm that you are at least 18 years old and legally able to enter into binding contracts.

2. Services We Provide

We offer loan comparison, finance brokerage, and general credit assistance services. PM Finance is not a lender. We help you connect with third-party lenders who may offer credit products that suit your needs.

3. No Personal Financial Advice

All information provided on our website is general in nature and does not constitute personal financial advice. You should consider seeking independent legal, financial, or taxation advice before making any financial decisions.

4. Accuracy of Information

You agree to provide accurate, complete, and up-to-date information in all communications and applications. Providing false or misleading information may result in service denial or legal action.

5. Intellectual Property

All content on this website, including logos, text, images, and software, is owned by PM Finance and protected by copyright laws. You may not reproduce or use our content without permission.

6. Third-Party Links

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or terms of those websites.

7. Liability Disclaimer

While we aim to provide accurate and timely information, we do not guarantee the completeness or reliability of any content. We are not liable for any loss or damage resulting from your use of our services or information provided.

8. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our services after changes have been posted constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of Victoria, Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Victoria.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us:

Email: hello@pmfinance.com.au 

Phone: 0420 358 339

Effective Date: December 1, 2025